If you’re the one everyone runs to when income gets complicated, this role is your sweet spot. As an Employment Income Specialist, you’ll be the go-to support for Sales, Underwriting, and Operations, turning messy self-employed, rental, and variable income into clear qualifying numbers that the whole deal depends on.
About Union Home Mortgage
Union Home Mortgage is a national mortgage lender that treats employees as “Partners,” not just staff. They’re serious about inclusion, growth, and doing things the right way, with a culture built around support, education, and opportunity so every Partner knows they #UBelongAtUHM.
Schedule
- Fully remote, full-time role
- Work closely with Sales, Underwriting, and Operations
- Expected 24–48 hour turnaround time on income analyses
What You’ll Do
- Maintain the Self-Employed Income Dashboard, calculating income for:
- Schedule C sole proprietors
- Partnerships
- S Corporations
- Corporations
- Rental income
- Review profit & loss statements and balance sheets to support accurate income conclusions
- Maintain the Income Dashboard for commissions, bonuses, and all variable or fluctuating income types
- Ensure income calculations support stable, predictable qualifying income
- Review, analyze, and certify self-employed, rental, fluctuating, and variable income for all agencies UHM works with (FHA, VA, Conventional, USDA, etc.)
- Stay current on agency guidelines and correctly apply them to real-world income scenarios
- Maintain a 24–48 hour turn time on income requests
- Use IncomeGenius for all self-employed income calculations
What You Need
- High school diploma or equivalent
- At least 3 years of experience working with FHA, VA, Conventional, and USDA income guidelines
- Strong knowledge of self-employment income calculation
- General understanding of agency guidelines for:
- Self-employed income analysis
- Rental income
- Fluctuating and variable income
- Experience computing income for FHA, VA, Conventional, and USDA loans
- Ability to make a final income decision and clearly explain how you got there
- Comfortable identifying missing information and asking for what’s needed to determine firm income
- Collaborative mindset and willingness to assist and share knowledge with coworkers
Benefits
- Fully remote position with a national mortgage lender
- Specialized role as the “income expert” supporting multiple teams
- Inclusive culture focused on equity, growth, and Partner development
- Eligibility for Union Home Mortgage’s full-time Partner benefits package (details provided during hiring process)
If you love solving income puzzles and want a remote role where your judgment actually matters, this is one to move on.
Happy Hunting,
~Two Chicks…