If you’re good on the phone under pressure and even better at staying calm when someone’s panicking, this role is your lane. You’ll help customers get back on track with overdue loan payments, using empathy, structure, and strong negotiation skills.

About Enova International
Enova is a financial technology company providing online financial services powered by AI and machine learning through its Colossus™ platform. They serve non prime consumers and businesses, and also provide technology and services to traditional banks to expand access to credit.

Schedule
Fully remote
Must reside in IL, UT, IN, IA, MO, WI, or WY
High volume inbound and outbound calling environment
No visa sponsorship available

What You’ll Do

⦁ Manage a high volume of inbound and outbound calls with customers who are delinquent on loan payments
⦁ Negotiate payment arrangements and bring accounts current while following Enova’s call flow
⦁ Resolve customer concerns around late payments with professionalism and empathy
⦁ Clearly explain consequences of overdue payments and help customers find workable solutions
⦁ Document customer interactions, payment plans, and account updates accurately in Enova’s system

What You Need

⦁ 1+ year of experience in a high volume debt collections environment (inbound and outbound), consistently meeting call targets
⦁ Strong conflict resolution skills, including active listening and de escalation techniques
⦁ Proven negotiation ability that balances policy adherence with real customer empathy
⦁ Solid self management for remote work, including time management, schedule adherence, and strong attention to detail
⦁ Ability to think fast, stay logical, and solve problems effectively under pressure

Benefits

⦁ Health, dental, and vision insurance, including mental health benefits
⦁ 401(k) matching plus a Roth option (U.S. based employees)
⦁ PTO and paid holidays
⦁ Paid parental leave
⦁ Employee recognition and rewards, charitable matching, and a paid volunteer day

Pay is budgeted at $18.00 per hour, plus potential bonus. If you’re eligible and you live in one of the approved states, don’t sit on it.

Bring your calm, your backbone, and your people skills. This is the kind of role where consistency wins.

Happy Hunting,
~Two Chicks…

APPLY HERE